PTPTN: A boon and a bane


It is time for the government to relook at PTPTN’s role in providing student loans and perhaps provide direct assistance for the needy in the form of education grants.

PERBADANAN Tabung Pendidikan Tinggi Nasional (PTPTN) has been around for the past quarter of a century and it has a key role in assisting the needy to obtain student loans.

In addition, PTPTN also runs a savings scheme, Skim Simpanan Pendidikan Nasional (SSPN), which allows parents to plan early via an education savings scheme that will benefit their children in their time of need.

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Monthly Plan

RM 13.90/month

RM 9.73/month

Billed as RM 9.73 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 8.63/month

Billed as RM 103.60 for the 1st year, RM 148 thereafter.

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