PETALING JAYA: UOB Malaysia’s profit before tax (PBT) of RM2.5bil and total operating income of RM4.9bil for the financial year ended Dec 31, 2025 (FY25) were driven by a 9.5% growth in operating profit and a lower level of expected credit losses, supported by write-backs of non-impaired assets.
The bank said its PBT increased by 15.6% in FY25 from RM2.2bil in FY24, while operating income grew by 4.5% to RM4.9bil from RM4.7bil in FY24, backed by net interest income growth from an optimised balance sheet, better non-interest income and higher income contribution from Islamic banking business.
“This strong performance reflects the resilience of our franchise, prudent risk management and our continued focus on building a sustainable, well-balanced business to support our customers and Malaysia’s long-term growth,” said UOB Malaysia chief executive officer Ng Wei Wei in a statement yesterday.
The bank noted that its cost-to-income ratio improved by more than two percentage points, reflecting continued disciplined cost management, while total allowances for expected credit losses declined significantly by almost 70%, benefitting from write-back of non-impaired assets.
In 2025, UOB Malaysia’s gross loans, advances and financing grew by 2.8% to RM112.6bil from RM109.5bil in 2024, supported by steady growth across both its wholesale and retail segments.
Non-bank deposits rose 5.8% to RM121.3bil from RM114.6bil in the previous financial year.
UOB Malaysia started business more than seven decades ago, with formal incorporation in 1993, and today operates as a wholly owned subsidiary of Singapore‑based United Overseas Bank. — Bernama
