KUALA LUMPUR: UOB Malaysia’s profit before tax (PBT) of RM2.5 billion and total operating income of RM4.9 billion for the financial year ended Dec 31, 2025 (FY2025) were driven by a 9.5 per cent growth in operating profit and a lower level of expected credit losses, supported by writebacks of non-impaired assets.
The bank said its PBT increased by 15.6 per cent in FY2025 from RM2.2 billion in FY2024, while operating income grew by 4.5 per cent to RM4.9 billion from RM4.7 billion in FY2024, backed by net interest income growth from an optimised balance sheet, better non-interest income and higher income contribution from Islamic banking business.
"This strong performance reflects the resilience of our franchise, prudent risk management and our
continued focus on building a sustainable, well-balanced business to support our customers and Malaysia’s long-term growth,” said UOB Malaysia chief executive officer Ng Wei Wei in a statement today.
Meanwhile, the bank noted that its cost-to-income ratio improved by more than two percentage points, reflecting continued disciplined cost management across the bank, while total allowances for expected credit losses declined significantly by almost 70 per cent, benefiting from write-back of non-impaired assets.
In 2025, UOB Malaysia’s gross loans, advances and financing grew by 2.8 per cent to RM112.6 billion from RM109.5 billion in 2024, supported by steady growth across both its wholesale and retail segments.
Meanwhile non-bank deposits rose 5.8 per cent to RM121.3 billion from RM114.6 billion in the previous financial year. - Bernama
