KUALA LUMPUR: AMMB Holdings Bhd
(AmBank) posted an improved third quarter ended Dec 31, 2025, despite periods of external volatilities driven by global geopolitical uncertainties, said AmBank group CEO Jamie Ling.
"We delivered good income and profit growth for the first nine months of our financial year, achieving an annualised return on equity of 10.1% and return on assets of 1.06%.
"Prudentially, our capital position remains strong while liquidity position ample. We are focussed to deliver another consistent quarter to close out the FY26 financial year strongly," he said in the bank's latest quarterly results announcement.
In 3QFY26, AmBank posted a net profit of RM529.58mil as compared to RM485.49mil in the year-ago quarter, which translated to an earnings per share of 16.01 sen against 14.71 sen previously.
Quarterly revenue rose to RM1.28bil from RM1.24bil in the previous corresponding quarter.
For the nine-month period, the group's net profit rose to RM1.58bil from RM1.49bil in the year-ago period, while revenue expanded to RM3.86bil from RM3.65bil in the comparative period.
During the period, AmBank's net interest income rose 4.4% year-on-year (y-o-y) to RM2.79bil, underpinned by a four basis points y-o-y net interest margin expansion to 1.98% as well as loans growth.
Non-interest income, meanwhile, grew 10% y-o-y to RM1.07bil from higher securities trading gains from group treasury and markets (GTM) and strong performance from the insurance business. This was partially offset by the decline in fee income from investment banking, retail banking and business banking.
Overall expenses grew 5.6% y-o-y to RM1.71bil due to higher personnel costs.
On a y-o-y basis, total gross loans, advances and financing grew 4.1%, due to strong growth in wholesale banking and business banking. Customer deposits grew 3.8% y-o-y to RM143.7bil.
