KUALA LUMPUR: CTOS Digital ended its 2025 financial year with 12-month revenue rising 7% year-on-year (y-o-y) to RM326.06mil, underpinned by growth in both its Malaysia and international operations.
The credit reporting agency, however, posted a dip in annual net profit to RM104.86mil from RM106.27mil in the previous year. Earnings per share remained stable at 4.6 sen.
It said this was owing to a 7.3% y-o-y decline in profit in its Malaysia operations to RM96.99mil, due mainly to increased operational expenses. Meanwhile, the group was also faced with higher tax expenses.
The group reported growth in its international segment - which comprises the alternative data credit score businesses in Indonesia and the Philippines - posting a 48.1% surge in profit to RM6.87mil.
In the fourth quarter ended Dec 31, 2025, CTOS Digital's net profit was RM44.57mil, up from RM32.4mil in the year-ago quarter. Revenue climbed to RM87.98mil from RM76.82mil in the same 2024 quarter.
The group said it remains cautiously optimistic over its growth prospects in 2026.
"To support its growth ambitions, the group continues to actively evaluate synergistic partnerships and selective acquisition opportunities across Malaysia and Asean, while deepening collaboration with associate companies to enhance performance and efficiency.
"It is also accelerating investments in AI and advanced analytics solutions to drive sustainable revenue growth and margin expansion through automation and cost optimisation while strengthening the group’s core credit, risk and data intelligence capabilities.
"To support scalable expansion and service reliability, the group will be increasing its focus on enhancing technology infrastructure and security," it said.
The group declared a fourth interim dividend of 0.86 sen per share, with ex-date on March 27, 2026, and payable on April 28, 2026.
