Chime IPO at US$27 per share raises US$864mil


The IPO values Chime at roughly US$11.6bil on a fully diluted basis. — Reuters

NEW YORK: Financial technology (fintech) company Chime says it has raised US$864mil in its initial public offering (IPO) after pricing shares at US$27 each.

The company had marketed the offering between US$24 and US$26 per share.

The IPO values Chime at roughly US$11.6bil on a fully diluted basis.

Chime’s IPO marks one of the biggest by a US fintech firm in recent years. It follows a period when valuations reset from highs touched in the wake of the coronavirus pandemic, which turbocharged investments into fintechs and eCommerce companies.

Founded in 2012 by former Visa Inc executive Chris Britt and Comcast Corp alumnus Ryan King, Chime offers its services through partnerships with brick-and-mortar banks. Its products include branded checking accounts with user-friendly features such as fee-free overdrafts.

Chime, which was valued at US$25bil during its last major funding round in 2021, counts the likes of Yuri Milner’s DST Global, private equity firm General Atlantic, and investment firm ICONIQ among its investors.

Chime will begin trading on the Nasdaq Global Select Market under the symbol “CHYM”. The IPO comes on the heels of a strong market debut by stablecoin issuer Circle earlier this month. — Reuters

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