BNPL credit exposure stands at RM1.42bil in 1Q


A promotional sign for Atome, a buy now pay later (BNPL) app, at the entrance to a Zara store in Singapore. Photographer: Wei Leng Tay/Bloomberg

KUALA LUMPUR: The credit exposure, or total outstanding balance, of the Buy Now Pay Later (BNPL) industry stood at RM1.42 billion as of the end of the first quarter of 2024 (1Q 2024), an increase of 34 per cent from the end of 2023.

BNPL accounted for 0.07 per cent of the total household debt as of the end of 2023.

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