Suiting up for the digital insurance game


Justin Ong

ON Nov 25, 2022, Bank Negara finally published the long-awaited exposure draft on Digital Insurer and Takaful Operators (DITOs). This brings the country one step closer to achieve its national aspiration of becoming a regional leader in the digital economy.

Echoing DITO discussion paper released in January 2022, this exposure draft details the requirements needed for DITO application.

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Monthly Plan

RM 13.90/month

RM 11.12/month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 9.87/month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

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