AI in finance is a promising but perfectible technology


AI models do not yet appear to represent a threat to skilled jobs in finance. — Photography hirun/Getty Images/AFP Relaxnews

Many professionals are tempted to use AI chatbots like ChatGPT to optimize their performance and increase their efficiency at work. However, US research published in the Financial Analysts Journal warns financial specialists against relying too heavily on these artificial intelligence tools.

A research team led by DJ Fairhurst of the Carson College of Business at Washington State University studied over 10,000 answers generated by AI models such as ChatGPT, BARD and Llama in response to financial exam questions. These tools not only had to answer questions taken from licensing exams, but also had to justify the reasoning behind them. The results were then compared to answers given by human industry professionals. "Passing certification exams is not enough. We really need to dig deeper to get to what these [AI] models can really do," explains study author, DJ Fairhurst, quoted in a news release.

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