Viability of mandatory national health insurance in Malaysia


ACCESS to quality healthcare has long been a pressing concern in Malaysia, with underpinning challenges ranging from rising medical costs to unequal distribution of resources, as highlighted in the Health Ministry’s Health White Paper 2023.

To address these challenges, proposals for significant reforms, such as the implementation of a mandatory national health insurance scheme, have emerged.

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Monthly Plan

RM 13.90/month

RM 11.12/month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 9.87/month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

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