I KNOW a thing or two about the National Higher Education Fund Corporation (better known by its Bahasa Malaysia acronym PTPTN).
Between 2013 and 2018, I was one of its board members under the chairmanship of Datuk Seri Dr Shamsul Anuar Nasarah. It was tough during the early years for Shamsul Anuar, as non-repayment was suffocating PTPTN.