China's central bank favors downward interest rates for individual housing loans


BEIJING, Aug. 1 (Xinhua) -- The People's Bank of China made clear its stance of favoring downward interest rates and down payment ratio for individual housing loans at a work meeting held Tuesday.

The stance is part of the efforts to implement city-specific and differentiated housing credit policies and to better meet residents' rigid and improved housing demand, according to the meeting jointly held by the central bank and the State Administration of Foreign Exchange on the work for the second half of the year.

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