Co-payment isn’t across the board

PETALING JAYA: A co-payment option, which will be offered by insurance and takaful providers starting Sept 1, will not apply in emergency treatment or those who go to government health facilities. Neither would it apply to those who seek outpatient healthcare for follow-up in cases of critical illnesses such as cancer or kidney dialysis, says Bank Negara.

The statement from the central bank came about following concerns raised about the implementation of co-payment for medical and health insurance and takaful products.