JOHOR BARU: Johor is planning to improve its Rent-to-Own (RTO) housing scheme and streamline the application process for housebuyers to prevent delays.
State housing and local government committee chairman Ayub Jamil said the RTO scheme was meant to help those who still did not qualify to get housing loans.
“At present, the government is in talks with several banks about changes to how this scheme is implemented, to improve it.
“RTO scheme was launched under the Jauhar Prihatin programme through Kumpulan Prasarana Rakyat Johor (KPRJ) back in 2017, but our focus now is for the programme to be placed under the state secretary’s housing division office, ” he said in a statement.
Under the present scheme, the state government will acquire properties in prime development areas and rent them out for between RM260 and RM600 to tenants.
The tenants can lease the property for five years before buying it from the state government, using the rental already paid as a deposit.
Ayub, who is also the Rengit assemblyman, said the state government was also finishing up an action plan to upgrade the process of applying for and purchasing a housing unit through the division.
“The decision to upgrade was made after we found that applications to purchase a bumiputra unit, priced at RM300,000 to RM500,000, took a long time to process.
“The state government is aware that in the process of applying for these units, eligible buyers who qualify for bank loans still face delays as they are put on a waiting list, ” he added.
Ayub said to address these concerns, the state’s housing application system, erumah.johor.gov.my would be streamlined and upgraded.
Under the existing system, those wanting to buy houses first had to fill in an online form and provide personal information and financial details.
They would then be asked to submit hard copies of relevant documents to the housing division for the documentation process to start.
Ayub explained that with the upgraded system, applicants would be asked to upload copies of documents such as MyKad, salary slips, bank and EPF statements and other supporting documents.
“Such documents will allow checks to be made early, ensuring serious and qualified buyers will have their applications considered without delay.
“With this action plan, the state government is optimistic that it will help ease the process for the rakyat to buy their dream home, ” he added.
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