HANOI: Corporate credit demand will remain high in 2025, especially in areas like public investment and manufacturing, which are the country’s key growth drivers this year, experts forecast.
In a recent banking industry analysis report, Mirea Asset Securities analysts said that the corporate customer segment could still grow higher by the end of 2025.
But the report said there would be relative differentiation in banks’ portfolios.
According to the analysts, the forecast was made based on what happened in 2024, when data published by banks showed that corporate customer credit was still relatively high compared to that of individual customers.
Credit for the individual customer segment last year slowed.
Meanwhile, gross domestic product last year recorded a strong recovery but household income growth remained low.
Retail growth data shows that consumption slowed to 9 % year-on-year last year, slightly lower than 9.4% in 2023.
The slowdown reflected consumers’ cautious sentiment.
In contrast, credit for the corporate customer segment was high last year and is expected to keep rising this year, especially in areas like public investment and manufacturing. — Viet Nam News/ANN
