Yap Ming Hui says people can be earning more and still have little. There are also those who are earning less, but are more comfortable and secure. Why is this so? The answer is simple. Financial freedom and stability are not just about earning a decent wage. It is about navigating every single financial decision.
MANY people, especially those in their later years, wonder why they don’t have as much money as they’d like.
They can be earning a more than decent income, and still have little to no seed money to fund their bigger financial goals such as retirement, education and business.
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