PTPTN – The case for salary deduction

Bank Negara deputy governor Adnan Zaylani Mohamad Zahid said CCRIS contains information on overdue payments and is not a system aimed at blacklisting loan applicants.

A steady stream of repayment allows the institution to monetise its loan portfolio and reduce government subsidy for the scheme

THE irony of the poor repayment rate of student loans taken by graduates from the National Higher Education Fund Corp (PTPTN) is that a vast majority acknowledge that they are indeed obliged to repay the debt.