THE Employees Provident Fund’s (EPF) declaration of the dividend for 2016 brings to mind the many Malaysians, especially those who are about to retire, who do not have enough in their EPF accounts to live on.
The numbers are sobering enough. According to the EPF, as of 2015, two-thirds of members aged 54 have RM50,000 or less in their accounts. This amount is likely to be used up within five years of retirement.
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