CREDIT cards have become an essential part of our lives. They give us a sense of security and convenience. We use them as often as possible and some people even use them instead of cash. Truth is, we can't leave home without them.
A credit card can be useful if we learn how to use the card in a controlled manner. Alternatively, if our emotional urges or irrational thoughts lead us to using the cards in an impulsive manner, then we can get ourselves into trouble financially.
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