Too hot to work? Now there’s a payout

Patient wait: Hasumati Parmar, a policyholder of a heat insurance scheme, preparing a meal inside her house in Ahmedabad, in this file photo dated April 28, 2026. — AFP

Clothes seller Lata Solanki used to face a devastating choice when summer heat hit dangerous levels: risk her health going door-to-door for sales, or lose her income?

But now the 42-year-old is part of an insurance scheme that pays out when temperatures hit a threshold, so she can stay home without jeopardising her finan­ces.