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Remember the days where everything - from highly classified documents to birth certificates - is recorded on paper? Savour it if you must, as public service agencies are forging ahead to become a virtual, integrated and paperless administration vehicle, in line with the global trend of efficiency, reliability and convenience.
The single-pricing regime (SPR) for unit trusts will in the long run pressure fund houses to reduce sales charges and see unit trust consultants playing a more active and advisory role in their clients' future investments.