There is a black hole with regard to social protection for the elderly in Malaysia. Post-retirement, there is no unified national strategy for social protection in the areas of healthcare and finances for seniors, said Associate Professor Dr Shahrul Bahyah Kamaruzzaman.
If an elderly person is not a pensioner, and they and their children are low-income earners, they are probably going to be dependent on the state for financial aid, said Dr Shahrul, a consultant geriatrician at Universiti Malaya Medical Centre (UMMC). And if complications set in for a sick elderly person, there is added financial burden.