Millennial money: 8 tactics to break credit card debt cycles

A nonjudgmental partner or trusted loved one can offer input on a purchase or a stay-out-of-debt plan. Photo: Freepik

Upon paying off between US$12,000 (RM50,814) and US$15,000 (RM63,517) in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, the United States, didn’t break up with her credit cards.

With goals to buy a car and a house, Bell hoped to preserve her credit history by keeping her cards open and active.