Seniors beware: How not to fall for Internet scams


By AGENCY
  • Seniors
  • Friday, 07 Aug 2015

Navigating online: Marion Lysek (left), gets pointers on using her new computer. — TNS

Baby boomers are, in general, technologically savvy, Skyping grandkids, texting friends, shopping online and banking from laptops and smartphones.

Yet these seniors often forsake security for the ease of logging on anytime or anyplace, especially through free Wi-Fi networks, said Doug Shadel, the state director of the American Association of Retired Persons (AARP), Washington, during a cyber-safety presentation to about 200 seniors recently.

“There’s real tension between convenience and security,” Shadel said during the annual gathering where AARP Washington released a new report, showing nearly half of Washington Internet users failed a recent quiz about online and Internet safety.

Some of the top offenses are banking online or buying items with a credit card while using public Wi-Fi networks.

Other easily solved security no-no’s are failing to use passwords on smartphones and tablets, not changing online bank passwords every three months and not monitoring bank, credit card and other finance reports frequently – if not daily – instead of waiting for monthly statements to arrive in the mail.

The security breaches are like winning the Nigerian lottery for hackers who use sneaky and sometimes blatantly obvious yet somehow convincing tactics to steal people’s personal information and separate them from their money.

One common attack is known as “man-in-the-middle,” which happens when people use free, unsecured Wi-Fi connections. Using easy-to-get software, hackers put themselves between two parties in a communication and impersonate both sides of the exchange to get data such as passwords and account numbers.

Another attack is called “evil twin,” in which hackers connect with unsuspecting people through a fake access point, such as a free Wi-Fi connection.

Then there are the more familiar Microsoft scams, where someone impersonating tech support from a major computer company like Microsoft calls or emails offering to help fix your computer problems for a fee. A Microsoft representative at the meeting reiterated that the company, any tech company, will not call consumers offering tech support.

According to the, AARP, report, 73% of the 800 adults in Washington, US polled access the Internet every day, with 25% of online users saying they use free Wi-Fi once a week or more. Yet four in 10 respondents didn’t know basic safety tips to help prevent hackers from capturing personal information and using it to steal identities and money.

Some top safety tips:

> Don’t use the same password on more than one site even it contains a complex mix of letters, numbers and symbols.

> Disable your wireless connection if you’re in a location with a public Wi-Fi network and you aren’t using the Internet.

> Don’t access websites with sensitive information such as banking or credit cards while using a public Wi-Fi network, even if the website is secured by https.

> When using public Wi-Fi, check with staff to confirm the connection is legitimate before signing on.

> Don’t leave personal information in your vehicle, including phones, computers or tablets.

> Shred important financial documents.

> Buy a locking mailbox for postal deliveries.

In addition, more than 75% of the people surveyed admitted they had no idea what type of encryption software they have for their at-home Wi-Fi network. Shadel said he drove around the Spokane Valley for several minutes the night before the presentation and found more than 50 home-based Wi-Fi networks that he could have hacked using free software available online.

The experts reiterated that it’s important to know how to use technological devices and how to control the settings.

Local community colleges and libraries often offer computer classes or instruction on how to use smartphones and tablets. – The Spokesman-Review/Tribune News Service

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