Get rich or poor schemes

High return: JJPTR offers a product, essentially a forex scheme, that promises a minimum return of 20 per month.

IN A coffee shop in Brickfields, Kuala Lumpur, Kevin Lim sits down with a few moneylenders. He wants RM5mil.

In exchange, Lim, a 45-year-old contractor, is prepared to give a five-storey building as collateral to the lenders.