How you become a victim of online crime

VENICE, CA - DECEMBER 19: A billboard for the film The Interview is displayed December 19, 2014 in Venice, California. Sony has canceled the release of the film after a hacking scandal that exposed sensitive internal Sony communications, and threatened to attack theaters showing the movie. Christopher Polk/Getty Images/AFP== FOR NEWSPAPERS, INTERNET, TELCOS & TELEVISION USE ONLY ==

Will 2015 be a happy new year for Internet users? Not if cyber criminals have their way.

Online security companies have been making their predictions for 2015, from the malware that will be trying to weasel its way onto our computers and smartphones to the prospect of cyber war involving state-sponsored hackers.