Bank Negara: Use DSR, financial margin to measure household debt

Members of the public will be able to replace their ATM cards at their banks for free.

PETALING JAYA: The debt service ratio (DSR) and financial margin should be used to measure household debt, according to Bank Negara’s 2016 annual report.

The central bank said although the ratio of household debt to gross domestic product was a common measure of household indebtedness, it provided little insight on the quality of debt due to several key information gaps.