Credit card can be a useful tool to the discerning user.
SINCE the US subprime mortgage crisis of 2007–2008, we have had an influx of credit and debt related news such as the European sovereign debt crisis (often referred to as the eurozone crisis), the European Central Bank’s quantitative easing (QE) programme and, closer home, 1MDB.
It all sounds pretty daunting to the average ears and lends credence to the public’s general fear of debt.
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