They had money problems. They turned to ChatGPT for solutions.

Alexander Stuart, 32, has been utilizing ChatGPT to train him in financial stock trading in Los Angeles, Aug. 31, 2025. The chatbot has helped him plan out key trading strategies like how top traders manage risk and choose when to enter trades. — Mark Abramson/The New York Times

When Myra Donohue’s father, who is a financial planner, offered to help her with her finances, she politely declined.

With a background in accounting, she didn’t want anyone else’s help managing her $5,000 of credit card debt, not to mention car payments and other bills. But once Donohue, 28, sat down with her finances, she realized how overwhelming the process would be, especially with two young sons and her partner recently laid off from his electrician’s job.