Paying people back is easier than ever using apps – but so is making accidental payments

BIZ VENMO-FTC-SETTLEMENT SJ

You just had dinner with a co-worker, and you want to pay her back then and there. So, you grab your smartphone to settle the debt via Venmo or Zelle or Square Cash. She's not a contact, but no big deal, you think. These apps are made for moving money easily. 

It won't be until tomorrow when you will realise, "Oops." You accidentally mistyped the email address in the payments app. Now, your money has gone to a stranger.