US insurers aren’t raising rates as much on drivers caught texting

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Insurance companies are finally putting a price on the risk of distracted driving, and it’s relatively cheap. 

Last year, a ticket for using a mobile phone while driving added US$226 (RM882) to the average US insurance policy, an increase of 16%, according to a new analysis from Zebra, a Texas-based startup that helps consumers weigh insurance rates. That’s up from just US$23 (RM89) in the span of two years, but still a lot less than some other violations.