Here are Common Sense Media's guidelines for cellphone carrying kids. (Fotolia)
WASHINGTON: Have you needed to use your high school chemistry recently? Anyone asked you lately who won the US-British war of 1812? Probably not.
But have you taken out a loan to purchase a car or a house or go to college? Looked for a job? Got a credit card? Seen your paycheck disappear more quickly as prices rise?
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