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Women live longer so they must manage their finances well, and take full responsibility in managing their money.
ACCORDING to a new report by the Psychological Science Journal, how much you are respected by those around you contributes more to your overall happiness than the contents of your bank account. The researchers believe that money may not necessarily buy you happiness because we adjust to new levels of wealth, making happiness derived from money, transient.
IRENE Bergman turns 100 this coming August. She is the longest-serving financial advisor on Wall Street and still calls her clients regularly. The Bergman story serves to reinforce basic rules in investing – invest long term to grow wealth and do not time market for quick gains.
The world we face in the future may be like that in the Avengers movie where a higher authority decides what is best for us. We need to fend for ourselves, maybe not against artificial intelligence robots but against goods and services tax (GST), rising prices, lower returns, high medical or school fees, and so on.
THE recent proposals from the Employees Provident Fund (EPF) on raising the withdrawal age to 60 has drawn a lot of flak from EPF members, most of whom objected to the proposal. Now that the decision to keep the withdrawal age unchanged, their fears have been put to rest.