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KUALA LUMPUR: The Association of Banks in Malaysia (ABM) has urged small and medium enterprises (SMEs) and those who are facing difficulties in repaying their loans once the moratorium ends to start discussions with, and to seek advice from their banks now. The moratorium ends on Sept 30.
KUALA LUMPUR: The closure of bank branches is an ongoing effort to enhance operational efficiency of banks, The Association of Banks in Malaysia (ABM) and The Association of Islamic Banking Institutions Malaysia (ABIM) clarified on Wednesday.
KUALA LUMPUR: High debt service ratio (DSR), adverse credit history, insufficient income, repayment capacity and weak documentation or banking records are the main factors why applications are unable to obtain housing loans.
KUALA LUMPUR: First time house buyers must have the adequate down payment, a good credit record and financial capability to make monthly payments in order to secure the housing loan.
PETALING JAYA: Many banks in Malaysia are strategising to help customers pay the government service tax on credit cards effective Jan 1, 2010.