Better protection with the Consumer Credit Act

By ALLISON LAI and And BENJAMIN LEE

PETALING JAYA: Malaysia’s credit and financing landscape is poised for major transformation under the Consumer Credit Act (CCA) 2025, amid a RM1.38 trillion national household debt.

Stakeholders pointed out that the reform will help enhance financial awareness and reduce the debt burden of regular and heavy borrowers.

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Malaysia , Consumer Credit Act 2025 , household debt , financial awareness , transparency , non-bank credit providers , affordability assessments , Consumer Credit Commission , financial literacy , responsible borrowing

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