KUALA LUMPUR: Several measures should be taken to address high healthcare and insurance premium costs, including strengthening the public healthcare system, says Tan Sri Lee Lam Thye.
The Alliance for a Safe Community chairman said improving the public healthcare system is vital.
"The government must increase funding for public hospitals and clinics to improve services and reduce wait times. More specialists and medical equipment should be allocated to government hospitals to lessen reliance on expensive private healthcare,” he said.
Lee added that subsidised medication programmes should cover a wider range of essential treatments.
He urged the government to explore a national health insurance scheme providing basic healthcare coverage for all Malaysians, regardless of income.
"Employers and employees could contribute a small percentage to a public healthcare fund, ensuring access to essential medical services," he said.
"Subsidies should be provided for those who cannot afford private insurance," he added.
Authorities should monitor and regulate insurance premium hikes to prevent unjustified increases, he said.
"More transparency is needed in how insurance companies determine pricing to ensure fairness for consumers," he said.
"Policies should encourage insurers to offer affordable coverage options, especially for essential and critical care,” he added.
Investment in preventive healthcare measures should be prioritised to reduce the long-term cost burden, Lee said.
"Public awareness campaigns should promote healthy lifestyles, early disease detection, and regular check-ups," he said.
"Workplaces should implement wellness programmes to help employees stay healthy and avoid expensive treatments," he added.
The government should ensure that the B40 group, the elderly, and persons with disabilities receive increased medical subsidies, he said.
"Financial assistance should also be provided for chronic disease management, which often leads to high out-of-pocket expenses," he said.
"Measures should be taken to prevent monopolies in the healthcare industry, which can drive up prices."
Lee said healthcare is a fundamental right, and no one should be denied proper medical treatment due to financial constraints.
"A combination of government intervention, better regulations, and increased public health investment is crucial to ensuring Malaysians have access to affordable and high-quality healthcare," he said.
The rising cost of healthcare has become a significant burden for many Malaysians, particularly those in lower- and middle-income groups, he said.
"Many people struggle to afford private healthcare, and the high cost of insurance premiums makes it difficult for them to secure adequate medical coverage," he said.
"This situation leaves many vulnerable to financial hardship in the event of illness or medical emergencies," he added.
