GEORGE TOWN: In the past, loans for persons with disabilities (PWD) were practically non-existent, even for small amounts.
Under Budget 2024, a total of RM1.2bil has been allocated for PWD under various forms of assistance such as care for the chronically ill and the bedridden, unemployment benefits for unemployable PWD, and allowances for PWD workers which will help them improve their lives and alleviate the pressure of inflation.
Penang Cheshire Home president Andrew Koay said the benefits for PWD micro-entrepreneurs were truly meaningful.
“The incentives offered will make a difference to those with disabilities who want to become independent.
“Loans for them are never available. It is almost impossible for them to secure bank loan approval, even for a small amount.
“These microloans can change the trajectory of their lives.
“We have two residents who started a transport business, where they provide transport to the elderly or other disabled people.
“With this microloan, they may be able to upgrade their vehicles.
“Some who want to start selling their handicrafts can use this to start their business, or even expand their small business,” he said, adding that with the increasing prices of things, it would be harder for the disabled than the rest.
On the RM1bil allocated towards protecting the well-being of the elderly, including providing financial assistance for the care and activity centres of the group, Rose Charities Malaysia president Datuk Lawrence Cheah said it was a first and much welcomed move.
“We are an ageing community and usually we are not recognised.
“To include us and offer aid will make a difference to those who really need it,” Cheah said.
“I am unsure of how they plan to distribute the aid, but if they can give some of it to the senior citizen organisations based on the number of residents, it will benefit them,” he added.
Cheah said Penang had the second highest number of senior citizens, and the aid would definitely help them with their expenses.
“There is a need for centres where senior citizens can mingle and take part in activities. The funds towards such centres is welcomed.
“They get bored at home as they do not have a proper place which caters to their generation,” he said.