PORT DICKSON: She wanted a RM30,000 loan to start a business, but a 28-year-old housewife here ended up being conned of almost twice that amount in a loan scam.
Port Dickson OCPD Supt Aidi Sham Mohamed said the victim decided to apply for a loan on April 27 after coming across an advertisement on Facebook.
“She began communicating with a man claiming to be from a licensed money lending company.
“The man allegedly told her that she would have to make certain payments before her loan could be approved to process her application, for insurance and legal fees, as well as a guarantee, ” he said on Friday (May 7).
The victim then banked money into six different accounts in stages totalling almost RM58,000.
Supt Aidi Sham said the housewife was one of three victims who were cheated after responding to similar advertisements over a three-day period here late last month.
The second was a 38-year-old man who wanted to apply for a RM30,000 loan to expand his food business.
“He was in contact with four suspects who claimed to be bank agents.
“The victim was asked to make payments into three bank accounts totalling almost RM12,000, ” Supt Aidi Sham said.
The third victim was a 34-year-old hotel employee who applied for a RM10,000 personal loan.
The victim banked in RM1,900 into two different accounts as "special charges" before his loan application could be processed.
“All three only realised they had been conned after the suspects kept telling them to bank more money into the accounts.
“They were also given loan documents to convince them that the scheme existed, ” he said.
Supt Aidi Sham said the victims also received messages on their mobile phones, purportedly from the banks, telling them that their applications had been approved.
The cases are being probed under Section 420 of the Penal Code for cheating which provides a jail term of up to 10 years, whipping and a fine upon conviction
Supt Aidi Sham advised those who wished to apply for loans to be vigilant and to not be taken in by advertisements on social media.
They should also check the status of the bank accounts provided by the "money lenders" at ccid.rmp.gov.my/semakmule/ to verify if they were used in other criminal activities.