KUALA LUMPUR: The tables were turned on an alleged conman whose targeted victim realised something was amiss and led the suspect into a sting operation.
The victim, T.F. Chay, 55, said he had responded to a text message offering bank loans on Dec 25 last year.
A man who said he was a financial services consultant called Jordan Wong later got in touch with Chay.
“He had my full name and knew details of my previous loan,” he told a press conference organised by MCA Public Services and Complaints Department head Datuk Seri Michael Chong yesterday.
Chay said the suspect also knew about a previous rejected loan application from February last year and said that he could help him obtain a loan of up to RM100,000.
“I stuck to RM30,000 because I was not able to service a higher loan,” Chay told reporters at the press conference.
Chay said the suspect asked for his documentation and managed to convince him that he would not be able to obtain a loan due to his bad credit rating.
“He asked me to pay RM1,000 for under-the-table money to a bank officer,” he said, adding that he transferred the funds to a local bank account last Dec 27.
By this point, Chay began to have doubts about the authenticity of the loan.
In an attempt to ease his doubts, the suspect sent Chay a photo – supposedly of his MyKad and the staff card of the bank officer handling his loan application, which was later found to be of an innocent individual.
The suspect told Chay that his loan has been approved but he needed to transfer RM2,450 in legal fees before the funds could be deposited into his bank account.
Chay, however, went to the bank and discovered that there was no such loan application in his name.
He lodged a police report at the Cheras police station on Dec 28.
“I cooperated with the police to fish out the scammer and I told him to come and collect he money from me,” he said.
Plainclothes police followed Chay to the meet and nabbed the suspect on Dec 31.
Chong said that his department handled seven loan scam cases in 2017 involving a total sum of RM252,150.
“The modus operandi is they will call you and claim that they can get you a loan from the bank.
“They will ask for money to pay legal fees, administration fees and under-the-counter money for the bank officer,” he said.
Chong said this was an old scam but many were still falling for it.
“Please, when you want to apply for any loan, go personally to the bank.
“If you’re blacklisted, don’t pay under-counter money. Please apply through the proper channels,” said Chong.
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