THE next time you walk into your neighbourhood mamak restaurant for a bite, all you need will be a valid ATM card to pay for your meal.
A new convenience for consumers is MR. Kiosk (Multi Service Reload Kiosk), a bankcard electronic debit payment facility designed for restaurants.
MR. Kiosk was launched by Card Pay Sdn Bhd (a subsidiary of GHL Systems) and Whoops Sdn Bhd on Wednesday at a popular mamak restaurant in Kuala Lumpur.
Malaysian Electronic Payment System Sdn Bhd (MEPS) managing director Datuk Mohd Hata Robani was present alongside Malaysia Muslim Restaurant Operators Association president Jamarukhan Kader.
Units of MR. Kiosk are placed at participating restaurants countertops.
All customers need to do is insert a MEPs-linked ATM card into the slot and key in their personal identification number to make a transaction to pay for their food.
MR. Kiosk can even double up as a self-vending machine for prepaid products and reloads.
Currently, MR. Kiosk has been implemented in 30 mamak restaurants located around Kuala Lumpur and the Klang Valley such as in Taman Tun Dr Ismail, Subang Jaya and Shah Alam.
Some 1,000 units of MR. Kiosk are expected to be set up at various outlets in the Klang Valley by early next year.
MR. Kiosk is a tailor-made bankcard e-debit payment facility targeted at highly frequented mamak restaurants, said Card Pay Sdn Bhd executive director Tay Beng Lock at the launch.
Our second phase of implementing MR. Kiosk facilities will be at school or factory canteens and other popular restaurant chains.
This is a big step forward for Malaysians to evolve into a cashless society. Ten years ago, Malaysians were hesitant in using their ATM cards to withdraw cash. Today, ATM cash withdrawals are common.
MR. Kiosk currently records some 10 to 20 transactions done in each outlet, which Tay said was encouraging since they had not even begun the advertising and promotional campaign.
He added that the worlds biggest credit card user country was the United States that recorded some 3% to 4% growth compared to debit card usage growth of 30% to 40%.