PASIR GUDANG: Those wanting to purchase affordable homes in the state should ensure that they are adequately prepared with all the necessary documentation and finances before applying for loans.
Johor State Secretariat (Housing Division) division secretary Mohd Radzi Mohd Amin said there have been cases of people who had received Rumah Mampu Milik Johor (RMMJ) offers but could not proceed as they had been blacklisted by banks.
“So applicants should prepare themselves in the early stage of buying houses and ensure they have enough money to cover the 15% downpayment so that their applications would not be rejected.
“Buying a house is not an easy task and if they fail to get loan approval within two months of the offer, then it (the RMMJ offer) would be cancelled and given to other applicants,” he said.
Radzi said this when was met by after attending the Rumah Mampu Biaya Johor (RMB C) Meridin East open balloting ceremony at Meridin East Sales Gallery.
He added that potential house buyers must also have a clear understanding of the type of houses offered by developers.
“There are also house buyers who do not quite understand the type of house they have booked ... whether it is a townhouse or a strata house. There have been times when they are unhappy with the houses they booked after receiving the homeownership certificate (SLMR), although the advertisements (by the state government/developer) had clearly specified the house types,” he said.
Radzi added that the state government had received over 100,000 applications for affordable homes but the numbers have been reduced to about 60,000 after screening.
Meanwhile, Mah Sing Group chief operating officer Benjamin Ong said a total of 106 units of RMB C were offered in phase one of its affordable homes project that was expected to be completed in 2021.
“The project has just started development and the progress is at about 10% where it is expected to be completed within two years from now.
“The response has been great because we have about 1,281 applicants that have come over to the programme even though we can only offer 106 units of RMB C,” he said.
Ong added that another balloting programme would be held in September for phase two where they would offer another 106 units of RMB C.
The RMB C is a townhouse unit that is priced at RM150,000 with an area of 1,000 sq ft per unit.