The Cartier Women's Initiative's laureates for 2019 are (from left) Yeon Jeong Cho from South Korea, Carmina Bayombong from the Philippines, Liza Velarde from Mexico, Hibah Shata h from UAE, Zineb Agoumi from France, Manka Angwafo from Cameroon and Ran Ma from the United States. Photos: Cartier
Even as a young girl growing up in the Philippines, Carmina Bayombong was aware of how painfully difficult it was for children from poor families to go to university.
Banks would not give them study loans because they didn’t have credit scoring and their parents had no fixed income.
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