The Retirement Advisory Service is an initiative by the EPF to enhance members’ awareness on the importance of retirement planning. Photos: The Star/Yap Chee Hong
For many, 28 is too young an age to worry about retirement. But to M. Mogana, who is an advisor with the Retirement Advisory Service (RAS) of the Employees Provident Fund, it’s never too early. “We are glad to get in members at that age asking about increasing their retirement savings,” says Mogana, based at the EPF branch in Petaling Jaya.
She stresses that planning for retirement should start right from the day one enters the employment world. “When you start saving early, it will help increase your savings and enhance the power of compounding dividends, adding up to healthier savings for retirement.”
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