With better variety and availability of insurance plans in the market today, it is perfectly understandable for you to get confused when choosing a suitable plan that fulfils your needs.
However, no matter how tedious the process of researching and finding the perfect insurance plan, one needs to put in due diligence when selecting a plan that is most suitable for your lifestyle and that addresses your concerns.
When an accident or illness strikes, it is always at the most unexpected moment and your life can change drastically. Therefore, it is prudent to ensure you are well covered in case of such circumstances.
Protection is also important for your family, as they would also need assurance that, in any instance good or bad, they will be well taken care of.
This peace of mind goes a long way in easing the treatment and recovery process as it negates the worry of having to gather funds for treatment or post-treatment expenditure, especially if you are unable to work for a while.
Finding The Right Protection
If you are looking for that suitable insurance policy, then look no further, as Allianz Malaysia has various options to choose from, one of which is Allianz Shield Plus, underwritten by Allianz General Insurance Company (Malaysia) Berhad.
This policy offers 20 primary benefits with the addition of three optional ones, at a base sum insured of RM60,000 or a maximum of RM3mil, to cover accidental death and permanent disablements across 10 plans.
You can certainly find a comprehensive Personal Accident (PA) plan tailored to provide insurance coverage that addresses your protection concerns.
The three optional benefits include Double Indemnity in the event of a motor vehicle accident, as well as Weekly Benefit, and International and Domestic Medical Assistance and Evacuation.
Upon renewal, if no claim was made in the preceding year, you can, as a customer, enjoy a 10% renewal bonus of the principal sum insured for each year up to a maximum of 100%.
“When looking for insurance coverage, customers always want big yet affordable protection. Offering 20 primary benefits, Allianz Shield Plus ticks those boxes, ” said Allianz general chief sales officer Horst Habbig.
Habbig said Allianz Malaysia’s priority as insurers is taking care of its customers and providing protection that makes a difference in people’s lives.
“So we made sure to tailor Allianz Shield Plus to reflect the needs of the everyday Malaysian and the meaningful coverage they should get from a personal accident policy, ” added Habbig.
Among the benefits Allianz Shield Plus offers include coverage for medical assistance and evacuation up to an amount of RM2mil, coverage for snatch theft or the attempt of it, daily hospital income up to a maximum of 180 days, mobility and funerary expenses, dental corrections and/or corrective cosmetic surgery, ambulance fee up to RM500 per accident and even the option to cover double indemnity in the event of a motor vehicle accident.
As a policy holder of the Allianz Shield Plus, you also have access to 15 complementary benefits to ensure your protection is as comprehensive as you require.
These include coverage on injuries sustained from motorcycling or during strikes, riots and civil unrest; hijacks to complications arising from insect stings, snakes or other animal bites, among others.
To realise the full extent of how Allianz Shield Plus can provide you with such wide-spread protection, as well as its many benefits, visit allianz.com.my/allianz-shield or to simply learn more about Allianz Malaysia’s latest insurance solutions, visit allianz.com.my