Critical illnesses (CI) strike without warning and affect everyone, regardless of age, gender or status.
The Top 5 killer diseases in Malaysia have been identified as coronary heart disease; stroke; influenza and pneumonia; lung disease; and diabetes mellitus. Contrary to general perception, cancer is not the top killer in Malaysia – heart attack is.
When a critical illness hits, it takes an emotional, physical, as well as financial toll on the patient as well as his loved ones. With the rising costs of medical care these days, it is not easy to shoulder the costs of treatment and medical care required to nurse a patient back to health.
Even so, the patient cannot be expected to go back to work in his previous full capacity while recuperating from a CI after recovery. This means a reduction in income that would affect his and his family’s lifestyle, coupled with the expenditure already expended on medical costs.
To help you avoid this scenario, all too common these days, Allianz Prime Care+ offers you an insurance plan that takes care of you from the very start.
With all the advancements in the field of medicine, the survival rates of critical illnesses have vastly improved. This also leads to a need for financial support during the recovery period to ensure peace of mind knowing you don’t have to worry about finances and just fully focus on recovery.
By choosing Allianz Prime Care+, you are choosing a plan that offers you the security of coverage against CI right from the start.
With this plan, you will have the financial support you need to seek treatment earlier for a better chance of recovery as well as cope with unexpected changes in your lifestyle that arise from your illness.
As compared with most existing policies, Allianz Prime Care+ offers enhanced coverage as below:
♦ Early stage
♦ Intermediate stage
♦ Advanced stage
♦ Cancer recovery benefit
♦ Diabetes recovery benefit
♦ Catastrophic CI benefit
♦ Coverage for angioplasty
Allianz Prime Care+ is the first in the Malaysian market with the highest number of CI conditions coverage at more than 150. Also, the plan provides extensive benefits by offering coverage from early to advanced stages of illness itself.
Even though people may already hold a medical plan that comes with a medical card, this only covers medical costs. CI insurance provides the financial support to ensure you are able to get back on your feet after recovering.
Also, not all plans cover such a comprehensive array of CI conditions like Allianz Prime Care+ does. This plan offers the financial you need by providing lump sum payout in the event of a CI condition diagnosis.
It gives you the means to carry on post-recovery to rebuild your life and relieves you of the financial burden that fighting a CI usually incurs.
When you choose Allianz Prime Care+, you have peace of mind knowing that you are choosing to protect you and your loved ones and are also well prepared in the event of being diagnosed with a CI condition.