Unforeseeable events happen to even the best-prepared among us, and it is for this reason that we often need help in creating as much buffer as we can to help us and our loved ones in cushioning the impact of such life events.
In many cases, an unfortunate or tragic event can leave a family anxious and financially disadvantaged when the breadwinner is incapacitated by critical illness, a total permanent disability, or passes away unexpectedly.
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