Maybank president and group CEO Datuk Khairussaleh Ramli (right), together with group chief financial officer Shafiq Abdul Jabbar (centre) and group chief strategy and transformation officer Dr Siew Chan Cheong (left), at the media briefing on Maybank’s new five-year strategy plan. - Bernama
KUALA LUMPUR: Malayan Banking Bhd
(Maybank) is targeting to deliver a stronger return on equity (ROE) of 13-14 per cent by 2030, the highest among Malaysian banks, through its newly launched ROAR30 five-year strategy plan.
President and group chief executive officer Datuk Seri Khairussaleh Ramli said improvements in other key metrics include delivering a net interest margin (NIM) of greater than 2.05 per cent, a cost-to-income ratio of less than 47 per cent, and a current account and savings account (CASA) ratio of more than 41 per cent.
"Following the completion of M25+, ROAR30 reinforces Maybank's purpose, with a focus on delivering shareholder value through continued improvement in ROE.
"Now is the time under ROAR30 to supercharge growth by building our businesses at scale as we aim to capitalise on ASEAN's growing significance," he said during a media briefing today held in conjunction with the launch of ROAR30.
He said the strategic Pillar 1 of ROAR30, anchored on humanising financing services through values-based offering, would create meaningful outcomes for its customers, communities and the economy.
The bank targets to mobilise RM300 billion in sustainable finance over the next five years, compared to over RM156.32 billion mobilised as of the nine months of 2025 (9M 2025) under M25+.
Khairussaleh said Maybank is also on track to achieve carbon neutrality by 2030 and net zero by 2050, as a 57.7 per cent reduction in scope 1 and 2 emissions was recorded as of 9M 2025.
"For the RM300 billion sustainable finance by 2030, we want to positively impact three million lives over the next five years, instead of just two million during our M25 and M25+.
"And within that, we are also committing to double the funds that we deployed for social financing for affordable sectors, mortgage, small and medium enterprises (SMEs), et cetera, from a baseline of RM12 billion in 2024," he said.
Khairussaleh added that the bank is also committed to increasing its social empowerment funding to up to RM100 million per annum by 2030 from about RM60 million as of 9M 2025, impacting over one million lives.
Besides, Maybank is also committed to increasing SME financing to RM100 billion from about RM60 million in September 2025.
"We know that government policies that have been announced towards net zero transition, digital economy and services, technology infrastructure, advanced and higher manufacturing, these are all sectors and industries that are grouped under new economies. We are committed to deploying RM100 billion for these particular sectors.
"Just be mindful that this RM100 billion is not just purely a loan. It would cover capital market instruments as well as debt, equity, insurance coverage and even our asset management," he added.
Moving to the middle pillar, which is about building businesses at scale, Maybank looked at four businesses, namely, leading global Islamic finance, leading regional wealth management, leading regional transactions and payment bank, as well as leading regional corporate investment bank, from a position of strength.
"We believe that given the network that we have and the experience that we have gained so far, we can even strengthen our business in the region, at least, but also globally as far as Islamic finance is concerned," he said.
Khairussaleh added that Maybank aims to be one of the top five ASEAN premier wealth managers and the largest wealth manager in Malaysia.
"And the idea again is about leveraging our strengths, providing a single customer lens for both their wealth and business needs. We have got strong globally recognised Islamic wealth expertise," he added. - Bernama
