Malaysian banks to see moderate profit growth in 2025 on steady loan expansion - RAM Ratings


KUALA LUMPUR: Malaysian banks will likely see moderate profit growth this year, underpinned by steady loan expansion and still-benign loan provisioning expenses.

In a statement today, RAM Rating Services Bhd said Malaysian banks registered stronger profit performances in 2024 on the back of more robust non-interest income, lighter provisions and sound loan growth, even as the average net interest margin (NIM) was marginally lower.

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