Public Bank can ride on provision write-backs


UOBKH Research believes that the deterioration in Hong Kong operations’ asset quality was not systemic in nature.

PETALING JAYA: Public Bank Bhd has the strongest headroom among its peers for potential provision write-backs, making it an attractive stock as it stands to benefit once macroeconomic conditions improve.

“When the delinquency rate was nearly double at 4% (2018 to 2019), the group recorded an average net credit cost of five basis points, which was at the lower end of its current guidance.

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