Seeking cover from middlemen


Up to five DITO licences are expected to be issued in the near future once the DITO framework has been finalised by BNM in the first half of the year. Clearly, the insurance industry is undergoing a huge transformation.

INCREASING premium costs and the higher cost of living have brought to the forefront the question of whether an insurance agent or intermediary is necessary.

Spiralling healthcare costs and medical claims have pushed premiums up by double digits, industry sources say. This has aggravated the hardship of the average man who is already struggling with growing day-to-day expenses.

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